Skip Schrayer

CEO of both Associated and Private Client Insurance, Skip oversees both personal and commercial insurance policies for individuals and businesses – small and large, for-profit and non-profit – nationwide.

Currently, he serves as the vice chair of the Board of Directors for the Jewish Federation of Metropolitan Chicago while also serving as a board member for the First Bank of Highland Park and the American Jewish Joint Distribution Committee. Additionally, he serves as an executive committee member and treasurer of the NCSJ. In 2006, he was the chairman of the Jewish United Fund Annual Campaign and the past national chairman of United Jewish Appeal Young Leadership cabinet. Skip was also a past member of Roosevelt University’s Albert A. Robin Campus advisory board, and a past participant in Leadership Greater Chicago, Project Interchange, and the Jewish Vocational Service. In combination to his community and professional influence, he also frequently travels to Israel. In fact, in 2002, he co-founded and co-chaired Nachshon, which hosts an annual men’s trip to Israel.

Skip graduated from the University of Michigan and Northwestern University, Graduate School of Management. He and his wife, Lynn, have three children.

Karen Z. Vacko

As the executive vice president of both Associated Private Client Insurance. Karen Vacko brings her years of property and casualty insurance experience to the table. Her knowledge and experience in the industry drove her to teach insurance seminars, ranging from personal lines to employee benefits for professional associations, colleges, and corporations.

Currently, Karen serves as secretary of the board for Benefit Security Insurance Company, and as the secretary of the board of Associated Insurance & Risk Management Advisors, Auto & Home Insurance Agency, Inc., and C.W. Olson. In 1989, she co-founded RMSCO and served as the organization’s president for three years.

In addition to her professional commitments, Karen is an active volunteer with her church. She volunteers regularly for the children’s ministry, has served on a short-term mission trip to India, and has taught at the church’s Bible College.

John Turner

John K Turner III joined Associated in 2018 as the Chief Financial Officer. John is a certified public accountant. He started his career in public accounting auditing insurance companies. Transitioning to the corporate world, he has worked for various industries (insurance, financial services, banking and transportation) and companies (CNA, Allstate, CIT, and TTX).

John is a strategic, results-oriented executive with expertise in core accounting and financial functions and focuses on developing creative, data-driven solutions to a wide range of business issues. His primary responsibilities include managing all financial, reporting, and tax reporting functions, establishing and maintaining relationships with financial service providers and mergers and acquisitions.

John is a graduate of Bradley University.

Jon Zabikow

Jon Zabikow joined Associated in 2022 as Director of Business Development. He brings with him over 15 years of industry experience working with some of the largest insurance carriers.

Most recently, Jon was the Head of Technology & Manufacturing for Zurich North America, where he was responsible for developing and executing a business plan focused on driving profitable growth through industry specialization and underwriting expertise.

Zabikow joined Zurich from The Hartford, where he served as Managing Director of the Midwest Technology and Life Science Practice. Previously, he was Assistant Vice President of Sales and Distribution for the Northern Zone at CNA, and also built and led CNA’s Northern Zone Technology Practice. He began his insurance career at Travelers.

Jon earned his degree from Loyola University Chicago. He and his wife Kristin live in Evanston with their two sons.